Time, in this case is not an issue for me and I actually enjoy being that
involved with 'the process'. I started out photography, bulk loading 35mm, and did so for years, even though I could easily afford film by the brick, though that is not now the case.
This enjoyment of process extends to other art forms. I still prefer to stretch and prepare my own linen canvas for oil painting; to fold and tear to size each sheet of Japanese paper for an edition of woodcut printmaking or Arches for watercolours; to dressing wood by hand planes for some home project. In this age when practical everything we 'consume' can be had prepared by somebody else, it's a pleasure to do for myself what I can and the fact that I might need to do so, that i can afford an endeavor, does not lessen the pleasure one bit.
We all know that machine rolled film will be 'perfect' and there is always a chance that a bulk rolled film may have a scratch or other defect, but for me, thats almost always a risk I'll be willing take.
Of course, if I were shooting for someone else, a client, then it would be a different story.